Honest pricing, zero surprises
Choose the model that fits your business — or eliminate most processing fees entirely with dual pricing. You'll always see your rate before you sign.
Flat Rate
One flat rate
Simple, predictable per-transaction pricing.
- Free terminal placement
- Next-day funding
- No hidden fees
- 24/7 US-based support
Interchange-Plus
Interchange + margin
Transparent cost-plus pricing for higher-volume merchants.
- Lowest effective rate at scale
- Detailed, itemized statements
- Free terminal placement
- Dedicated account manager
Dual Pricing
Pay ~0% in fees
Pass the processing cost at the point of sale, compliantly.
- Eliminate most processing costs
- Clear customer-facing signage
- Free terminal placement
- Automatic on your terminal
How much could you keep?
See your dual-pricing savings
Estimate what you could keep each year by switching to ThryvePay dual pricing.
Estimate based on a sample 2.5% + $0.10 card-present rate. Actual rates vary — placeholder figures.
$13,067
About $1,089 every month
You currently pay roughly $1,089/mo in processing fees.
Side-by-side comparison
| Feature | Flat Rate | Interchange-Plus | Dual Pricing |
|---|---|---|---|
| Card-present rate | Custom quote | Custom quote | ~0% |
| Card-not-present rate | Custom quote | Custom quote | ~0% |
| Funding speed | Next day | Next day | Next day |
| Free terminal placement | |||
| Monthly fee | Custom quote | Custom quote | Custom quote |
| Contract | Month-to-month | Month-to-month | Month-to-month |
Questions, answered
There are no upfront costs to apply, and free terminal placement is available on qualifying accounts. You'll see your exact rates before you ever sign.
Most applications are reviewed quickly. After you submit online, our team verifies your business and typically returns a decision within 1–3 business days.
Next-day funding is available on most accounts, so your sales hit your bank account fast.
No. ThryvePay accounts are month-to-month with no long-term commitment.
Yes. Dual pricing (a compliant cash-discount program) is permitted when implemented with proper customer signage — which ThryvePay configures on your terminal automatically.
Payments are processed on PCI DSS Level 1 infrastructure with end-to-end encryption and tokenization, secured by our processing partner Finix.
It depends on how you sell. We offer handheld, countertop, mobile, and unattended terminals — and we'll recommend the right fit during onboarding.
Lock in your rate
Tell us about your business and we'll put together a custom quote — including dual-pricing options that can take your processing fees to near zero.
- A side-by-side rate review against your current processor
- Free terminal placement on qualifying accounts
- Dual-pricing options that can drop your fees to near zero
- A real person — no call centers, no runaround
Prefer to reach out directly? Email hello@thryvepay.us.
Ready to keep more of every sale?
Apply in minutes. See your rates before you sign. Free terminal placement on qualifying accounts.